An annuity is an insurance contract that exchanges present contributions for future income payments. The Annuity Gator’s End Take on the Standard Focused Growth Fixed Deferred Annuity. Your personal info might be collected and sold to a random insurance. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General. Do a Google search of the business name followed by “complaints,” “reviews,” or “scam” and see what pops up. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Allianz Life 360 Fixed Indexed Annuity Where it works best: This annuity may work the best for those who are looking for:. 75%. Best and a Long-Term Issuer Credit Rating of bbb+. An annuity owner can protect up to $13,975 of an unmatured annuity’s value from creditors in California. S. Instead of pitching “the dream” of potential, they should “tell the truth and be brutally frank” that. The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best:. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. As of early 2019, Brighthouse held approximately $217 billion in total assets, and roughly $83 billion in its general investment accounts. So, even in the worst of market-related conditions, funds will remain safe in this annuity. This is where the Annuity Gator can help. Browse our extensive annuity reviews database to find which annuity is right for you. Reply from ImmediateAnnuities. How The Standard Describes the Advantage Growth Annuity Product. In this review, we will be going over Canvas Annuity, the online annuity purchasing program, and will provide more in-depth details regarding: How the program works. Pace Morby Net Worth: 35 Million. Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income So in this scenario, you would actually be guaranteed a rate of 4. American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Rates. That’s because we’ve reviewed annuities of all types – and from multiple insurance companies – and placed our findings in our extensive annuity review database. (In the case of the SecureOption Choice 9, the rate is guaranteed for nine years – regardless of what happens in the stock market or. So, if you have a $100,000 variable annuity with an annual fee of 3%, you would pay $3,000 in fees each year. In addition, this particular annuity offers additional riders that can help you to potentially generate more income for life. To check out the Annuity Gator’s updated review of the Allianz 222 annuity go HERE . This annuity requires a certain minimum contribution that is based on the guarantee period that you select. Date of experience: November 30, 2021. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. Atlanta, Georgia, United States. Annuity Gator has 5 stars! Check out what 354 people have written so far, and share your own experience. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Overall, most immediate annuities are considered to be low-risk investments with safe, but modest, returns. Our technology scours our up-to-date Annuity Review Database. One type of annuity that has received high marks from some of the top financial experts and organizations is the fixed index annuity, or FIA…and it’s easy to see why. How it is most poorly used. Stanley Lingelbach. Due to the constant ups and downs of the stock market – particularly over the past ten years or so – the demand for fixed annuities that offer guarantees has grown substantially, particularly as retirees and. The Standard describes the Advantage Growth Annuity as a single premium, deferred annuity that offers a 2. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Alexa Rank. How it is used. The Annuity Gator’s End Take on the Western-Southern SmartSelect 3 Annuity. The opportunity for index-linked growth. EquiTrust is today recognized among the top life and health insurance companies. of San Rafael, CA is likely legitimate and aboutmyletter. M. So, if you would like to set up a. The business wants to ensure that a lot of individuals are provided with the proper education with regards to annuities before they engage themselves with the process. 55% or $2,550 after fees. At Annuity Gator our main focus is on helping investors and retirees understand how they can keep their money safe and receive a guaranteed lifetime income stream. you can be assured that your principal will be safe, while still having the opportunity to grow based on the performance of an underlying market index. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. . Jackson offers a wide range of innovative tools and resources that are designed to help financial professionals support their client's retirement needs. Orlando, FL 32801-2626. A multi-year guaranteed annuity (MYGA) is one of the most simple and straightforward members of the sprawling annuity family. With the Premier Variable Annuity ll from New York Life, you could incur a number of fees. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Our in-depth annuity reviews and research have identified annuities with. You can learn more at P. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. how the annuity can produce a return, how safe your money will be, how the income will pay out, and whether or not there are any other optional features that may be added to the annuity (as well as any added costs). Total fees can have a significant impact on your returns, ranging from 2% to 3% and higher. This is even more true if you are looking for a way to keep your money safe, while still having the opportunity to earn a higher rate of return. (888) 440 - 2468annuity gator reviews fixed income. The Annuity Gator’s End Take on the Manhattan Life Discovery Multi-Year Guarantee Annuity Where this annuity works best:. Because Gainbridge doesn’t have high overhead costs (due to its online nature), the company claims it can offer consumers higher annuity rates. So, feel free to contact us with any questions that you may have about annuities. You can also be sure that you will have an income in retirement for as long as you (and. According to Athene, the AI Powered US Equity Index (AiPEX), sponsored by HSBC, is the first and only rules-based equity strategy that uses IBM Watson for turning data into investment insight. In exchange for a single purchase payment, a RetireEase contract guarantees a stream of income that isn’t affected by market ups or downs. Most important to you SubmitAnnuity Gator has 5 stars! Check out what 345 people have written so far, and share your own experience. Best, The Annuity Gator P. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best:. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit Annuity Where it works the best: This annuity may work the best if you are looking for:. In addition, the insurance carrier will provide you with a bonus to your account if it vests over ten years. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Mariner 3 Annuity from Pacific Life. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. That’s where having an Annuity Investigator who loves math comes in. I understand that I likely purchased this annuity at a time when the market was falling. If you’ve been considering the purchase of an annuity because you want to your money to grow, while at the same time you want safety, and the assurance of having an ongoing. Beware of these annuity websites. Similar to a certificate of. Annuities can be complex. You can also be sure that you. You can also be sure that you. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. Your other option is to work with an investment advisor who, for a 1 percent fee, can design a custom strategy for your portfolio to give you greater. In addition to the 6-year annuity, there is also an 8-year and a 10-year. The way is a path, the word. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. Fees. We advocate against bias. 23%. With more than 2 million customers, Brighthouse holds in excess of 2. Protective offers 10- to 40-year term life insurance policies with coverage of $100,000 to $50 million, with the option to convert to a permanent policy without a medical exam. Unlike “traditional” financial companies, Gainbridge offers annuities and life insurance directly online. In order to promote growth and income features, the product uses various proprietary funds from American Funds. You can choose a guarantee period of 5 years (or alternatively, 2 years) on the Secure Savings Elite annuity. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. The Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best:. he was easy to work with. Here, too, you can opt to have your funds track an underlying index and/or a fixed account. That’s where having an Annuity Investigator who loves math comes in. How the annuity works. Holding an insurance license since 2019 I have poured myself into training and research to bring my best in service to. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. Since much of its information and education are provided at no charge,. These should include, but are certainly not limited to, how the annuity produces its return, how safe your money will be while inside of the contract, how the income will pay out, and whether or not there are any other features that will be beneficial to you now. 1 billion in losses in a single year. com is one of two sites run by them (the other being pbinfo. In this annuity review, we will be going over the following details regarding the Classic Annuity from American Life: Type of annuity. Manhattan Life Discovery MYGA Annuity Surrender Charge Schedule. com. This is even more true if you are looking for a way to keep your money safe, while still having the opportunity to earn a higher rate of return. If you would like to learn more about annuities and how they may benefit you, feel free to reach out to us directly at (888) 440-2468, or you can send us an email with any questions. In this review of the Nationwide Secure Growth 3 Annuity, we will be going over the following information: Type of annuity. How the annuity is most poorly used. Fees. The Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement; Where this annuity works worst: The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed income 1 review US Nov 9, 2023 Verified Relationships Matter I had contacted Annuity Gator to get a rating on an annuity product that I heard about from another financial company. Co. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The AiPEX index continuously monitors the direct and indirect market data that is created every day in order to evaluate and score each of the 1,000. 5%, if the annuity is a qualified deferred or income annuity. When the index rises in a given contract year, a positive return is credited to your annuity contract – oftentimes up to a. You can also be. A fixed annuity or MYGA may be suitable for conservative investors who are looking for a safe and steady way to grow their retirement savings. If you earn more than $34,000, up to 85% of your benefit could be taxable. request your safe money maximizer™ strategy session. The growth that takes place inside of this. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. Best. $25,000 for the 6-year plan. For instance, there is a minimum single premium of: $10,000 for 3, 5, and 7-year plans. Is Annuity Gator legit? Annuity Gator is a legitimate and genuinely helpful business. The Jackson National Perspective II Variable Annuity has a 1. For producing an income for life that cannot be outlived by a surviving spouse. We are a team of retirement income and annuity specialists, and we can walk you through all types of situations regarding annuity income, tax-advantaged growth, and even how assets could be protected when in an annuity. The Ibexis MYGA Plus 5 Year fixed annuity currently pays a guaranteed annuity rate of 6. Income options. You could qualify for an additional 4% bonus on the premium that you put into this annuity during the first contract year. Where the annuity is best used. Annuities can be complex. Annuity and Retirement Income Planning Information That You Can Actually Trust. This annuity offers an initial rate guarantee of five years that begins on the issue date of the annuity contract. These should include – but are not limited to – how the annuity can produce a return, how safe your money will be, how the income will pay out, and whether or not there are any other optional features that may be added to the annuity (as well. So, in Year 1, if you access more than 10% of the contract’s value, you will also owe a surrender charge of 9%. 37% and a distribution expense fee of 0. These charges will start at 9% and grade down each year until year ten. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity. With regard to the OneAmerica Freedom Builder 9 fixed index annuity, there is no doubt some very nice features. The taxation of income annuities is based on something called the “exclusion ratio. The Annuity Gator’s End Take on the Thrivent Financial Security One AnnuityI do not see what attracts people to any Annuity. Do you agree with Annuity Gator's TrustScore? Voice your opinion today and hear what 355 customers have already said. If you are considering a fixed indexed annuity, you can be secure in knowing that your principal will be safe from the ups and downs of the stock market, as well as in that you will have a future retirement income that you can count on. Annuities can be complex. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. Money saved for retirement * Most important to you * SubmitThe Annuity Gator’s End Take on the SolutionsMYG 7 Annuity Where this annuity works best:. 75% for one year, which can be very attractive given that many other “safe” alternatives are barely scratching the surface in the 1% range. Best Company rates it as a B++ (Good). Like traditional fixed annuities, MYGAs are subject to fees called surrender charges, which an annuity holder must pay if he or she withdraws. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. Here – at least for most people – the primary goal is the eventual receipt of income in retirement. 5% will also come with an annual rider fee of 0. Your income can be guaranteed for as long asFixed Annuity. This is even more true if you are looking for a way to keep your money safe, while still having the opportunity to earn a higher rate of return. net. If you are in fact. It is not a recommendation to purchase or to sell an annuity. We have based this rating on the data we were able to collect about the site on the Internet such as the country in which the website is hosted, if an SSL certificate is used and reviews found on other websites. Strategies where this annuity works well. Fixed indexed annuities are actually a type of fixed annuity. goals. The beauty of fixed indexed annuities is that, not only can they keep your money safe, but they can also provide you with a lifetime income for as long as you should need it. Everything is conveniently done over the. 888) 440-2468. This fee will reduce the level of the index and thus the amount of interest, if any, that will be credited to any product. At Annuity Gator, our primary mission is on educating consumers and financial professionals on retirement income strategies. The rating was last updated on 10/07/2023. The Amplify 2. The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. This is because, in addition to keeping principal safe (in any market condition), these financial vehicles can also provide you with the opportunity for ample growth, as well as a set amount of income that could last you for the remainder of your lifetime. Best. You can choose a guarantee period of 5 years (or alternatively, 2 years) on the Secure Savings annuity. The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations If you have been thinking about purchasing a multi-year guarantee annuity because you want to know that your principal will be safe, and you also want to know that you can count on a guaranteed stream of lifetime income in retirement, then the Athene MaxRate 7 Multi-Year Guarantee annuity could be a good fit for you. CALL US: (888) 440-2468The Annuity Gator’s End Take on the NY Eagle Platinum 5 MYGA Annuity from American Equity Life of New York. Annuity Gator has 5 stars! Check out what 355 people have written so far, and share your own experience. from Annuity Gator Annuity Gator makes the process of planning for retirement and choosing the right annuity much more convenient, while at the same time keeping it. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. There was a whole thing on discord about this. Current rates. All reviews written by annuity experts, offering honest advice. The only way to truly get an idea of how this annuity may perform – based on. This is even more true if you are looking for a way to keep your money safe, while still. 00% first-year bonus to help with getting a jump on earnings. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. This is even more true if you are looking for a way to keep your money safe, while still having the opportunity to earn a higher rate of return. Other reliable sources for annuity information include financial publications, trusted financial advisors, and reputable financial websites. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. Plus much lower fees! Get $8,400 more each year. Guaranteed lifetime income in retirement. Here at Annuity Gator we have developed a proprietary process to help investors ensure a financially secure retirement based on decades of research and experience working with clients. The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. This means that there are no taxes due on the gain until the time of withdrawal. 8 percent. Your information is kept 100% confidential, safe and secure and only used to help point you in the right direction. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. | Read 41-60 Reviews out of 342. rapidgator. How it is used. We found a better alternative that provided $8,400 more income each year. Here, too, you can opt to have your funds track an underlying index and/or a fixed account. So I'd say that in general EIAs are likely far worse than a simple deferred annuity. | Read 121-140 Reviews out of 342. For instance, if you contributed pre-tax dollars (such as funds from a traditional IRA or 401k plan), then 100% of your income from the annuity will be considered taxable. In this review of the Security Benefit Life ClearLine annuity, we’ll be going over the following information: Type of annuity. This review of the TIAA Traditional Annuity will go over the following information: Type of annuity. This is particularly the case if you have been looking for a way to keep your principal safe, yet still have the opportunity to earn a higher. Fees. At Annuity Gator, we make shopping for annuities easy. This amount gradually grades down to 8% in Year 2, and 7% in Year 3, before finally going to 0% in Year 4. ”. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. from Annuity Gator Annuity Gator makes the process of planning for retirement and choosing the right annuity much more convenient, while at the. We have actually just recently updated our Allianz 222 annuity review, so please feel free to check back to our AnnuityGator. Best, The Annuity Gator P. In the latter, though, you could generate more growth and/or income. 7 billion in revenue – which is an increase over the past several years. These should include – but they are not limited to – how the annuity can produce a return, how safe your money will be, how the income will pay out, and whether or not there are any other optional features that may be added to the annuity (as well as any added. They offer a comprehensive selection of annuity products, and their website is very user-friendly, providing a great deal of information about annuities and insurance companies. Income options. His highly acclaimed book, The Annuity Stanifesto, is a top seller in its category, and is known as the go to resource for all things annuity. For this contract, Fidelity offers three types of. How this annuity might be presented to you by a financial advisor. How the annuity is best used. This is particularly the case if you have been looking for a way to keep your principal safe, yet still have the opportunity to earn a higher amount of return. When thinking about the purchase of a fixed indexed annuity, though, you can be secure in knowing that your money is safe from market ups and downs and that you can have an ongoing lifetime income in retirement. Date of experience: June 07, 2023. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. (aboutmyletter uses Network Solutions privacy service but gives the company name;. Deposits less than $100K: 6. Where the annuity could work well. This has led some to complain publicly. Stan The Annuity Man has clients nationwide, and is considered one of the top independent annuity agents in the country. In this review of the American National Century Plus annuity, we will be discussing the following information: Annuity type. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity. Annuity Gator is a team of highly knowledgeable financial and annuity experts who are focused specifically on offering very in-depth and unbiased reviews of annuities and other related financial tools. In this review, we’ll cover the following information on the AXA Structured Capital Strategies annuity: Product Type. And this is exactly where the Annuity Gator comes in. Launched in 2012, as the original annuity “investigator”, Annuity Gator publishes annuity reviews, and 180,000 Baby Boomers each year access free retirement tips and trusted annuity advice. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Protective Life Fixed Deferred Annuity Where this annuity works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature; Where this annuity works the worst: And, be sure to check back soon. In this review, we will be going over the in-depth details regarding the Nationwide Platinum Edge fixed index annuity: Type of Annuity. Beware of these annuity websites. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity. This company focuses primarily on three primary areas: investment management, investment banking,. Annuity Gator customer service is available 24/7, and a matching quiz connects. The only way to truly get an idea of how this (or any) annuity may perform. Quick Links. Our annuity research and retirement income planning experts have over 25 years of experience helping clients financially prepare for retirement. Royal Neighbors of America Royal Choice 10 Fixed Annuity Review Royal Neighbors of America Royal Choice 7 Fixed Annuity Review. Edward Stayman 1 review US Oct 16, 2022 Exceptional guidance and advice It’s fair to say that annuities can be complex products. The Protective Smart Saver five year annuity is described as a limited flexible premium deferred fixed annuity. They come up with budget-friendly and safe ways for them to help their relatives in the latter part of their retirement. AXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. About We Reinvented How Annuities Are Sold, We Put The Power In Your Hands We help take the mystery out of annuities by answering some of the most commonly asked. How USAA Describes the EGA Annuity. Annuity Gator corporate office is located in 7850 N Silverbell Rd, Tucson, Arizona, 85743, United States and has 24 employees. Pros and cons. These should include – but they are not limited to – how the annuity can produce a return, how safe your money will be, how the income will pay out, and whether or not there are any other optional features that may be added to the annuity (as. have an annuity question?The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best:. 8/5. And, the longer the guarantee period. That’s why we’ve compiled this annuity review so that you can weigh the pros and cons. Guggenheim Life is a subsidiary of Guggenheim Partners, a global investment company that has in excess of $290 billion in assets under management (as of June 30, 2017). On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. Your information is kept 100% confidential, safe and secure and only used to help point you in the right direction. If you’re earning an 8% return in the stock market and inflation is 2%, your real return is only 6%. The only way to truly get an idea of how this annuity may perform. The Annuity Gator’s End Take on the Penn Mutual Premier Foundation Plus Indexed Annuity Where it works best:. Fees. Benefit Secure Income Fixed Indexed Annuity, you can be confident that the principal you have in the account is safe, regardless of what happens in the market – or even in the economy overall. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity. 15% in years 2 through 5. M. Annuity Gator has 5 stars! Check out what 357 people have written so far, and share your own experience. Take a closer look. This fee will reduce the level of the index and thus the amount of interest, if any, that will be credited to any product. Your information is kept 100% confidential, safe and secure and only used to help point you in the right direction. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. Terry. I can vouch that Annuity Gator is not a scam, but the easiest to work from the several financial advisors I had also talked to. Annuity Gator can help. Also, the Fidelity Personal Retirement Variable Annuity does not offer a myriad of bells and whistles (i. you can be confident that the principal you have in the account is safe, regardless of what happens in the market – or even in the economy overall. In this annuity review, we will be going over the following details regarding the Classic 5 Annuity from American Life: Type of annuity. Where this contract may and may not work, based on your objectives. Charges and fees. 53% to 1. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any particular insurance company. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. They’re a safer income source than options like stocks and bonds due to their market-proof returns. Stanley Lingelbach. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) Annuity details can be somewhat cumbersome to digest. Because of that, many retirees opt to “rollover” money from an IRA (Individual Retirement Account) or a 401(k) plan to an immediate annuity, where income starts. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Share. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Is the Royal Neighbors Royal Choice 7 annuity worth it? Read our review before choosing this Royal Neighbors annuity as part of your retirement plan. While annuities can entail a plethora of “fine print,” we’ll help you to better understand what it all means, and in. Annuities can be complex. Yet, even with these seemingly “best of all worlds” features. MS. The representative was really nice and helped me though every step. See full list on sophisticatedinvestor. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. Given our longer life expectancy these days, retirement income may need to be stretched out for 20 or more. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. Through Annuity Gator, consumers get connected with our advisors to research, compare, and purchase the best annuities. Your information is kept 100% confidential, safe and secure and only used to help point you in the right direction. There are several of the annuity’s investment options that invest in funds which impose a short-term redemption fee. And, if you don’t access your money for many years, your account value can grow exponentially, because your money is earning a return on the principal, a return on the interest, AND a. 888) 440-2468. Alexa Reach. In addition, the total annual portfolio operating expenses can range from 0. Saul had a small variable annuity and was advised to add his 401(k) into it to secure a lifetime income. At Annuity Gator our main focus is on helping investors and retirees understand how they can keep their money safe and receive a guaranteed lifetime income stream. | Read 41-60 Reviews out of 340. Everyone has a different path to their retirement happiness, and we’re here to help you find yours. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Fake-check scams are also often associated with other fraudulent practices like phony prizes or bogus jobs. What you can anticipate if you purchase an annuity through Canvas. Annuity Gator. 41% all the way up to 2. So, feel free to reach out to us directly by phone at (888) 440-2468, or if you’d rather send us an email via our secure. Love the case histories & asking for permission with a prospect to tell some personal stories. Everything is conveniently done over the. That’s where having an Annuity Investigator who loves math. Annuities can be complex. Ah-ha!The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best:.